Debt Payoff Calculator — Find Your Debt-Free Date
Enter your debts, set a monthly budget, and see exactly when you'll be free.
Your Debts
Debt 1
Debt 2
Debt 3
Monthly Budget
$
Minimum payments total: $445/mo
+$0/mo
$0+$1,000/mo
Payoff Strategy
Your Results
Your Debt-Free Date
July 2029
3 yr 3 mo from today
Avalanche Method
Total Interest
$3,450
Interest Saved
$6,234
vs. minimums only
Payoff Timeline
Total balance over time — each color represents one debt
1mo
Month 1: $23,008
Month 2: $22,510
Month 3: $22,004
Month 4: $21,492
Month 5: $20,972
Month 6: $20,445
Month 8: $19,368
Month 9: $18,819
Month 10: $18,261
Month 11: $17,696
Month 12: $17,122
Month 13: $16,540
Month 14: $15,950
Month 15: $15,352
Month 16: $14,745
Month 17: $14,135
Month 18: $13,520
Month 19: $12,900
1.8yr
Month 21: $11,648
Month 22: $11,015
Month 23: $10,377
Month 24: $9,735
Month 25: $9,089
Month 26: $8,438
Month 27: $7,784
Month 28: $7,126
Month 29: $6,464
Month 30: $5,799
Month 31: $5,131
Month 32: $4,459
Month 34: $3,103
Month 35: $2,420
Month 36: $1,733
Month 37: $1,042
Month 38: $348
3.3yr
Month 39: $0
Chase Visa
Student Loan
Car Loan
Debt Overview
Chase Visa$4,80022.99%
Student Loan$11,2006.5%
Car Loan$7,5008.9%
Total$23,500